In essence, life period is categorized into three types of day, those are Yesterday, Tomorrow, and Today.
First, yesterday. In this context you can not change anything that has happened. You could not pull words already spoken. You also can not erase mistakes or repeat the excitement you felt yesterday.
Essentially, let the day pass and release it yesterday! The second is tomorrow. Until the sun rises tomorrow, you never know what will happen. You also do not know whether you are sad or cheerful laugh at tomorrow.
Tomorrow has not arrived and leave it alone! What remains is for you just today! In this case, the door has been closed to your past! Doors future had not yet arrived. That is why, focus on yourself for this day! You can do a lot more these days if you are able to forgive and let go of yesterday the fear of tomorrow.
Live today! Why is that? Because the past and the future is just an elaborate mind game. Live what it is! When you wasted time wasted, you’re wasting your life wasted. Conversely, when you are proficient master of time, you are actually trying to master your life. That’s why you should do your best today and now!
In the context of insurance coverage, your decisions and actions today to equip yourself and your family with life insurance aims to ensure the people you love safe under the protection of the insurance program.
In order to equip themselves with life insurance for one year ahead, a nonprofit organization, the Life and Health Insurance Foundation for Education (LIFE) published six tips that can help you to ensure that your insurance program up to date.
First, the beginning of the year is the time for you to evaluate and review any life insurance policy you already own. Some reasons that are often overlooked why you need to evaluate, among other factors raise, increased regular spending, new debt collection, or the addition of a dependent family member.
You need to check your policy to ensure the range of sum insured and insurance benefits contained in it quite adequate for your current condition.
Second, protect your most valuable assets. Income you earn each month is one of the most valuable asset! When living it stopped, you can imagine how long it last family to meet daily needs! When the reserve fund runs out, you are conditioned to sell other property to cover the monthly expenditure.
Do not underestimate this one. Within this context, policy-oriented life insurance benefits Income Replacement important to you now as well. Policy of this type of fund for your monthly income instead of a time when you suffer illness or disability and the cause you can not work normally.
Third, consider carefully to have a life insurance Long Term Care while you are still in good health condition such as this. How old are you this year? If your financial budget allows, the best time to purchase a policy of this kind is when you are aged 40-50 years.
At that age range, you generally have relatively good health condition so that the insurance premium you pay is not too expensive. Also, chances are your insurance policy submissions received alias is not rejected by life insurance companies because of the risk level is still within their reach.
Fourth, review the list of your heirs. Weddings, baby births, sad events such as divorce, or various forms of adversity can make changes to the heirs from time to time.
Beginning of the year is a good time for you to evaluate the heirs of each life insurance policy you have. Make sure the list reflects any changes that may exist in your family since last one year.
Fifth, it is no less important to you is to meet with insurance agents. Together with a professional agent, you can perform an annual evaluation to examine all four of the above. Also, do a review with the agent, if there is an opportunity for you to reduce premium costs this year!
For example, in fact you have stopped smoking since a few years ago so that more prima. The fact of your health condition can be brought to life insurance companies in order to seek a decrease in your insurance premium.
Associated with inspiring reflection on “Live Today!”, Focus on yourself to do your best today in order to achieve joy and happiness on this day and welfare for families in the future!
Sense of urgency you have to equip yourself and your family with life insurance policy is a wise action for the sake of certainty family wealth today.